Terms of Use

Thank you for using the Higher Order Investing web site. Your use of our site constitutes acceptance of these terms. In these terms, we means Higher Order Investing, Inc., its owners, its employees and its affiliates. You means you, anybody in the world reading these terms or using the Higher Order Investing web site.
  1. Privacy policy: We will not sell any information you provide us to any third parties. We may use information you provide to us to verify your identify with third party providers such as Google or Facebook, but we will only do this with your permission. We will not store any password information you provide us or access other information stored with your third party provider.
  2. Data validity: Information we provide you, including, but not limited to, past financial or market performance of public companies and information derived from past performance data, is based on the best information available to us. However, we do not make any guaranty or warranty about the accuracy of these data or accept any responsibility for decisions you make based either on these data or on calculations or projections derived from these data. Financial performance for US-based companies are generally based on filings made by those companies, and will contain any errors originating in those filings. We are not responsible for any incomplete or inaccurate data on the Higher Order Investing web site caused by these errors, errors in our processing of data provided by third parties, or any other errors or inaccuracies. We will make every effort to provide accurate data and to respond promptly to inaccuracies of which we are notified by site users, but we are nonetheless not responsible for any effects those have on our users, including but not limited to inaccurate analyses and market trading decisions.
  3. Hoi valuations: We present company valuations in the hope they are useful and interesting to our users, but we are not responsible for any use or misuse to which they are put or any decisions based on them or for their accuracy. More specifically, we are not responsible if you lose money on investments made based on these valuations. Valuations may be completely wrong because of incorrect inputs into the model such as prices, share counts, earnings or any other company or market data. We make no guarantee that they are correct. We make no guarantees that the models on which they are based or the valuations themselves will be useful or accurate in the future or will have been for any past period or that future stock prices will bear any resemblance to the valuations we present. To the extent that they are accurate, past accuracy is no guarantee of future results. HOI owners, employees and investors also have access to the valuations and may or may not have investments in any companies listed. Note that valuations are still in beta testing.
  4. All computer code and related material on the Higher Order Investing and related web sites is Copyright (c) Higher Order Investing, Inc, 2015. You may not re-use any part of this material without the written permission of Higher Order Investing, Inc. Prohibited re-use includes, but is not limited to, copying material from the web site for use in other web sites, apps or similar uses, reverse engineering and re-using financial calculations from our computer code or accessing our web services through mechanisms other than the Higher Order Investing web site and mobile applications published under the Higher Order Investing name.